Recent Results:
State: Florida Public Insurance Adjuster
County: Charlotte County Public Insurance Adjuster
City: Englewood Public Insurance Adjuster
Englewood, FL 34223 – Neighborhood: Old Englewood Village
Claim Type: Wind/Water – Roof Leak
Insurance Company Original Offer: $2,900
Alpha Public Insurance Adjusters Settlement: $19,500
Percentage Increase: +570%
State: Florida Public Insurance Adjuster
County: Charlotte County Public Insurance Adjuster
City: Englewood Public Insurance Adjuster
Englewood, FL 34223 – Neighborhood: Englewood Gardens North
Claim Type: Wind/Water – Roof Leak
Insurance Company Original Offer: $0.00 Under Deductible
Alpha Public Insurance Adjusters Settlement: $22,500
Percentage Increase: +22,500%
The Importance of Reporting a Disaster to Your Insurance Company ASAP
No one ever wants to experience a disaster, but unfortunately, they happen. Whether it’s a fire, a flood, or a hurricane, disasters can cause significant damage to your home or business. If your home or business is damaged, a public adjuster can help with your insurance claim.
Most insurance claims rely on physical evidence or eyewitnesses, so the faster you report your claim to your insurer, the better. Some policies require you to file your claim within a certain period of time after the incident has taken place, while other policies may give you up to a year to file your claim. However, waiting does not benefit anyone. The damage you may have incurred will not get better with time. Report to your insurance company right away so you can start repairing your property and start moving on from the disaster. Delaying your report might even make your insurance company doubt the severity of your incident and damage.
What to Do After a Disaster Strikes
Nobody wants to think about what might happen if a hurricane or disaster strikes. But it’s important to be prepared and know what to do should this unfortunate scenario take place. As soon as a disaster strikes, take these steps:
- Stay safe: Your safety and the safety of your loved ones should be your top priority. If it’s not safe to stay in your home or business, then evacuate immediately and go to a safe location. Do not put yourself in danger trying to assess the damage.
- Contact your insurance company: Once you are in a safe location, the next step is to contact your insurance company and start the claims process. Have your policy number handy and be prepared to give them a detailed account of what happened.
- Take photos or videos of the damage: If it’s safe to do so, take photos or videos of the damage for your records. This will help support your claim when you file it with your insurer.
- Make temporary repairs: If possible, make temporary repairs to prevent further damage from occurring (e.g., putting a tarp over a hole in your roof). Keep all receipts for any materials you purchase so you can submit them to your insurer for reimbursement later on.
- Keep detailed records: Keep detailed records of everything related to the disaster, including repair estimates, bills, receipts, communications with your insurance company, etc. This will help make sure that everything is accounted for when you file your claim.
- Stay organized: The claims process can be overwhelming, so it’s important to stay organized and keep track of everything that’s going on. Creating a folder or binder for all of your documents is a good way to keep everything in one place and ensure nothing gets lost along the way.
- Be patient: Dealing with an insurance claim can be a long and frustrating process, so it’s important to be patient and stay positive throughout the entire ordeal. Remember that you are not alone—thousands of people go through this every year—and things will eventually get back to normal.
If you have insurance, then it’s important that you contact your insurer as soon as possible after the incident has occurred—preferably within 24 hours if possible—so they can start processing your claim right away. A licensed public adjuster will help you throughout this process and ensure you’re doing everything you need to so your claim can get settled quickly and for the amount you’re owed.
