Fort Pierce, FL Results

Recent Results:

State: Florida Public Insurance Adjuster
County: St Lucie County Public Insurance Adjuster
City: Fort Pierce Public Adjuster
Fort Pierce, FL 34982 – Neighborhood: Fort Pierce South
Claim Type: Wind/Rain
Insurance Company Original Offer: $12,500 ( Roof Repair )
Alpha Public Insurance Adjusters settlement: $76,000 ( Roof Replacement)
Percentage Increase: +500%

Fort Pierce, FL 34949 – Neighborhood: Hutchinson Island
Claim Type: Water – Roof Leak
Insurance Company Original Offer: $9,000
Alpha Public Insurance Adjusters settlement: $32,000
Percentage Increase: +250%

Fort Pierce, FL 34950 – Neighborhood: Lincoln Park Area
Claim Type: Sink Faucet / Water
Insurance Company Original Offer: $1,100
Alpha Public Insurance Adjusters settlement: $48,000
Percentage Increase: +4,200%

Fort Pierce, FL 34982 – Neighborhood: Fort Pierce South
Claim Type: Wind/Rain
Insurance Company Original Offer: $12,500 ( Roof Repair )
Alpha Public Insurance Adjusters settlement: $76,000 ( Roof Replacement)
Percentage Increase: +500%

Fort Pierce, FL 34947 – Neighborhood: Lennar at Bent Creek
Claim Type: Wind/Rain
Insurance Company Original Offer: $22,000
Alpha Public Insurance Adjusters settlement: $145,000( Roof Replacement)
Percentage Increase: +550%

Fort Pierce, FL 34981 – Neighborhood: St Lucie River
Claim Type: Hot Water Heater / Water
Insurance Company Original Offer: $1,400
Alpha Public Insurance Adjusters settlement: $50,000
Percentage Increase: +3400%

Fort Pierce, FL 34982 – Neighborhood: Near White City
Claim Type: Wind/Rain
Insurance Company Original Offer: $3,000
Alpha Public Insurance Adjusters settlement: $75,000
Percentage Increase: +2400%

Fort Pierce, FL 34982 – Neighborhood: High Point Blvd
Claim Type: Kitchen Fire / Fire
Insurance Company Original Offer: $20,000
Alpha Public Insurance Adjusters settlement: $115,000
Percentage Increase: +475%

Fort Pierce, FL 34950 – Neighborhood: Lawnwood
Claim Type: Wind/Rain
Insurance Company Original Offer: $6,500
Alpha Public Insurance Adjusters settlement: $40,000
Percentage Increase: +515%

Fort Pierce, FL 34947 – Neighborhood: Fort Pierce North – Sunland Gardens
Claim Type: Wind/Rain
Insurance Company Original Offer: Under Deductible
Alpha Public Insurance Adjusters settlement: $62,500
Percentage Increase: +62,500%

Fort Pierce, FL 34949 – Neighborhood: Hutchinson Island
Claim Type: Garbage Disposer / Water
Insurance Company Original Offer: $10,000
Alpha Public Insurance Adjusters settlement: $35,000
Percentage Increase: +250%

Here Are 3 Common Reasons Your Insurance Claim May Be Denied and What We Can Help You Do About It

Living in Florida is usually pretty great with the sunny weather and gorgeous beaches. However, one thing everyone but Floridians seems to forget is that Florida is home to hurricane season. If you recently moved down here and have not been through a hurricane season yet, buckle up, because some of the hurricanes can get pretty ugly, pretty quickly. And if you have lived here for some time, then you already know the drill. The most important part of the hurricane season is preparation. You are not going to know how bad the hurricane is until he already is knocking at your front door. Plus, preparing will protect your home from many of the dangers of hurricanes, thus protecting you and preventing any damage. However, if damage does occur, and it does sometimes, you are going to need to deal with the insurance company. This is yet another reason to prepare, lack of preparation is a reason for insurance companies to deny your claim. But it isn’t the only reason. Just as important as it is to prepare, it’s equally as important to know why your claim could have been denied. Keep reading to learn some of the common reasons and what to do about it.

Reason 1: You Did Not Prepare
Sometimes we have some damage to our property from hurricanes or tropical storms, despite it being a smaller storm. However, this does not mean that you should not of prepared. Preparing for the storm may have been what prevented the damage from occurring. The insurance company will see that and decide to deny the claim. It is on the homeowner to prepare for the worst-case scenario, including damages. Choosing not to prepare and brushing a storm off because it is small will not do well for you when you go to file a claim.

Reason 2: Your Policy Does Not Cover the Damage
A common reason for an insurance claim being denied is due to your policy not covering the damage. This is one of the worst situations as it is entirely up to you to either read the policy before a storm, have someone else explain it to you, or change the policy to fit your needs. The insurance company is unfortunately not going to show much remorse on this one. While most insurance companies in Florida will cover storm damage, you may want to double-check on smaller damages such as flooding, mold, and water backup. Sometimes these kinds of damages come from the larger damages but are not covered by insurance.

Reason 3: Filing the Claim Late
Another situation where the insurance company may not show much remorse is if you file the claim late. This almost always results in an automatic denial of your claim despite how bad the damage is and how dire the situation is. Remember, the insurance companies are looking out for one person and it isn’t you. Most deadlines are within 180 days to a year from when the damage occurred. This timeline gives everyone an equal opportunity to file a claim. Whether your computer was wrecked in the storm and you need to use a friend’s or whether life caught up with you and you just forgot, the insurance company is giving you this time to sort it out. Hence why they will not be forgiving if you are late.

If you have damage on your property from a storm but do not have the time to deal with the insurance company, reach out to our team at Alpha Public Insurance Adjusters today. We know exactly how to work the claim and negotiate to get you the compensation you deserve. If you happened to fall under any of the above categories and got denied, reach out to us still. We may be able to appeal the denial and get you some compensation. With a public adjuster on your team, nothing is impossible. To learn more about how a public adjuster can help you, give us a call. We are looking forward to assisting you with your claim!