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Iona Public Adjuster
Lee County Public Adjusters
Iona FL 33908 – Neighborhood: Shell Point Golf
Claim Type: Broken Angle Valve under Sink – Water Damage
Insurance Company Original Offer: $9,800
Alpha Public Insurance Adjusters Settlement: $41,000
Percentage Increase: 315%
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Iona Public Adjuster
Lee County Public Adjusters
Iona FL 33908 – Neighborhood: River By Road
Claim Type: Wind/Water – Roof Leak
Insurance Company Original Offer: $15,600
Alpha Public Insurance Adjusters Settlement: $83,000
Percentage Increase: 430%
Florida Public Insurance Adjusters
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Iona Public Adjuster
Lee County Public Adjusters
Iona FL 33908 – Neighborhood: Silverado Ct / McGregor Woods Cir
Claim Type: Shower Pan – Water Damage
Insurance Company Original Offer: $7,500
Alpha Public Insurance Adjusters Settlement: $48,000
Percentage Increase: 540%
Florida Public Insurance Adjusters
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Iona Public Adjuster
Lee County Public Adjusters
Iona FL 33908 – Neighborhood: Gulf Harbor Yacht / Harbour Links
Claim Type: Slab Leak – Water Damage
Insurance Company Original Offer: $46,000
Alpha Public Insurance Adjusters Settlement: $315,000
Percentage Increase: 580%
Florida Public Insurance Adjusters
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Iona Public Adjuster
Lee County Public Adjusters
Iona FL 33908 – Neighborhood: Beach Pebble Way
Claim Type: Broken Drain Arm – Water Damage
Insurance Company Original Offer: $1,900
Alpha Public Insurance Adjusters Settlement: $30,000
Percentage Increase: 1400%
Filing Homeowner’s Claim in Iona Florida
It may come as no surprise that filing a homeowner’s claim has its share of difficulties. There should be no reason to hire a professional to help with claims, as you pay a high premium to cover unexpected damages. Unfortunately, insurance companies only look out for their bottom line: making money. As a result, they often drag out the claims process, offer the lowest settlement, and sometimes deny your claim without justification. This is especially true when you are filing a large claim.
Therefore, we recommend that you work with a public adjuster, such as a licensed expert at Alpha Public Insurance Adjusters. Our role is to help you through every stage of the claims process and ensure you receive the maximum settlement for your damages.
When Do You Need to Hire a Public Adjuster (PA)?
Some people choose to hire a public adjuster at the very beginning, to help them understand the legal terminology in their policy and the paperwork that needs to be completed. Some hire one to get a second opinion if they believe the insurance adjuster’s initial settlement was too low. Others hire them at the very end when their claim was denied, and they believe they were entitled to a settlement.
No matter where you fall in this process, you can rest assured that our expert team will always act on your behalf. From dealing with the mathematics of a homeowners insurance claim to negotiating with the insurance adjuster/company.
Before hiring an expert, ask yourself the following questions:
- Do I have a large claim that I will need to devote a lot of time towards? If so, it may be in your best interest to get help, because filing a claim often feels like a full-time job.
- Do I understand the insurance rules, the legal terms in my policy, and the paperwork sent to me by my insurance company?
- Will I be able to comprehensively list, describe, and attribute a value to all the damaged or lost items/properties? Do I even have the time for this?
- Can I negotiate with an insurance company to get the maximum settlement?
Once you have answered these questions, you will better determine whether you need a public adjuster or not.
Should I Hire a Lawyer Instead?
With all the legality behind filing a claim, you may wonder if a lawyer is a better choice than a public adjuster. In fact, you can use both. However, lawyers and public adjusters perform many of the same duties during a claims process, such as helping you understand legal terminology and negotiating with the insurance company.
Nevertheless, it’s important to keep in mind that lawyers lack in areas that public adjusters excel in when filing a claim. For example, lawyers do not have the training to assess damaged or destroyed property and add value to them. People generally hire a lawyer when the insurance company is inflexible or unjust in its final decision, such as denying a claim outright. When insurance companies make things overly complicated, you may need to hire a lawyer to sue the company.
Let’s hope you never get to that stage. If so, the only assistance you need (if any) will come from a public adjuster. They’re essential for many reasons.
- No matter what you may think, the insurance company is not on your side. In fact, your interests and their interest don’t coincide. When you hire a PA, their interests are the same as yours.
- The insurance company does not want to give you the highest payout – an expert adjuster can help maximize your settlement.
- An insurance adjuster will be sent to your home to assess the property damage, but they work for the insurance company, whereas a public adjuster works for you.
- PA’s have the knowledge and training to assess the damage, collect evidence, review the original settlement offer, and provide a second opinion.
- Remember, filing a claim can feel like a full-time job. When you hire a PA, they can handle the entire claims process on your behalf, keeping you informed along the way.
Don’t hesitate to contact Alpha Public Insurance Adjusters when you need help with claims in Iona, FL. Call us today at (888) 442-5742.
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