Recent Results:
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Jensen Beach Public Adjuster
Jensen Beach, FL 34957 – Neighborhood: Langford Lane / St Lucie River
Claim Type: Reverse Osmosis system Leak – Water Damage
Insurance Company Original Offer: $18,500
Alpha Public Insurance Adjusters settlement: $92,000
Percentage Increase: +375%
Jensen Beach, FL 34957 – Neighborhood: East Marsh Country Club
Claim Type: Toilet Overflow – Water Damage
Insurance Company Original Offer: $4,900
Alpha Public Insurance Adjusters settlement: $27,500
Percentage Increase: +460%
Jensen Beach, FL 34957 – Neighborhood: East – NE 9th/Country Line
Claim Type: Roof Leak – Water Damage
Insurance Company Original Offer: $8,200
Alpha Public Insurance Adjusters settlement: $41,000
Percentage Increase: +400%
Jensen Beach, FL 34957 – Neighborhood: Pinelake Village
Claim Type: Roof Leak – Water Damage
Insurance Company Original Offer: $1,200
Alpha Public Insurance Adjusters settlement: $15,000
Percentage Increase: +1150%
Jensen Beach, FL 34957 – Neighborhood: Langford Lane / St Lucie River
Claim Type: Reverse Osmosis system Leak – Water Damage
Insurance Company Original Offer: $18,500
Alpha Public Insurance Adjusters settlement: $92,000
Percentage Increase: +375%
Jensen Beach, FL 34957-Neighborhood: NE Summer/Alice Drive (waterfront)
Claim Type: Wind – Water Damage
Insurance Company Original Offer: $31,000
Alpha Public Insurance Adjusters settlement: $245,000
Percentage Increase: +650%
What to Do After Water Damage to Your Business
As a Jensen Beach Florida business owner, you are aware of the possibility that your property may experience water damage at some point. There are many causes of water damage, most of which are covered by your business owner’s policy (BOP). One thing is usually certain when faced with this type of damage: the cost to repair is typically high. Your policy is designed to keep you from paying significant out-of-pocket expenses to get your business back on its feet.
If you aren’t sure where to begin, follow these helpful steps to restore your property. When you need assistance filing a claim, contact Alpha Public Insurance Adjusters. We won’t let the insurance company drag out, delay, or unjustly deny your claim. We’ll fight for your rights and maximize your settlement in Jensen Beach, FL, and the surrounding areas.
Contact Your Insurance Company
Locate and stop the source of damage, if applicable. For example, if a pipe bursts, you can locate the main water supply and turn it off. On the other hand, if the damage was caused by bad weather, your first step is to review your policy and contact your insurance company to report your claim.
In some cases, the insurer will provide contact information for a reputable restoration company that will arrive on the scene fast. Before professionals arrive to begin the restoration process, take thorough footage of the damage. You should take footage during restoration and after, as well.
Determine the Severity of Damage
If you don’t already know, once a contractor arrives, together you should be able to discover how serious the damage is during a walk-through. The water’s appearance will indicate the severity of the damage.
Clean Water Damage
If the water is still clean, then the damage to your property is less severe because the water is uncontaminated. You may find that most of the property/items are salvageable. However, this doesn’t mean you should not act fast to remove the remaining water, as the damage can escalate quickly.
Gray Water Damage
If you notice the water is gray, then you have a more serious problem on your hands, as this indicates that the water is contaminated. How did the water become contaminated? It most likely derived from a source that already contained contaminants, such as sinks, washing machines, and showers.
Black Water Damage
The most destructive type of water is black water. Like gray water, black water comes from a contaminated source. Unlike gray water, it isn’t just contaminated with bacteria, but also viruses, pathogens, and even parasites. In most cases, black water comes from toilets, dishwashers, groundwater, etc. It is a danger to your property and to you, therefore, should be immediately treated by a certified water mitigation company.
Next Steps if Your Claim Wasn’t Partially Paid
If your claim was partially paid (or completely denied), you can take steps to resolve the issue.
- Even if you reviewed your policy prior to reporting a claim, review it again. Understand what it covers and what is excluded to shed light on whether the partial payment was justified.
- If you believe you were entitled to the full settlement, gather documents to support your claim. This is when it’s recommended to hire a public adjuster. Someone from our team can gather statements, and photographic evidence, and collect estimates. This step is among the most time-consuming, especially if you want it done right. You may not have the time to do it yourself.
- Contact your insurer and let them know that you are appealing the partial payment and request a re-evaluation. You will also need to send copies of the evidence supporting your claim.
- If the insurance company does not play ball, it’s time to hire a public adjuster if you haven’t done so already. The public adjuster will evaluate the full situation, collect further evidence if needed, and negotiate with the insurance company to ensure you receive the maximum settlement.
Contact Alpha Public Insurance Adjusters
You expect your business insurance policy to cover all the damages to your business, as it should. Unfortunately, the insurance company may not want to give you a reasonable payout and will pull strings to prevent this from happening. As a result, hiring a public adjuster before you file your claim or after the insurance adjuster provides a low settlement is strongly recommended. If you live in Jensen Beach, FL, or the surrounding areas, call Alpha Public Insurance Adjusters at (888) 442-5742.
