State: Florida Public Insurance Adjuster
County: Polk County Public Insurance Adjuster
City: Lakeland Public Adjuster
Lakeland, FL 33801 – Neighborhood – Dixieland
Claim Type: Fire
Insurance Company Original Offer: $10,000
Alpha Public Insurance Adjusters settlement: $86,000
Percentage Increase: +760%
Lakeland, FL 33801 – Neighborhood – Shadowbrook Lakeland
Claim Type: Roof Leak
Insurance Company Original Offer: $8,600
Alpha Public Insurance Adjusters settlement: $42,500
Percentage Increase: +390%
Lakeland, FL 33801 – Neighborhood – Lake Hollingsworth
Claim Type: Water Leak
Insurance Company Original Offer: $12,000
Alpha Public Insurance Adjusters settlement: $39,000
Percentage Increase: +225%
How to File an Insurance Claim After a Hurricane
If your home has been damaged by a hurricane you will need to file a claim with your insurance company. It is important to check with your policy before filing a claim to see what is covered. Now if your claim is complex and hard to understand, don’t worry. That’s where a public adjuster in Lakeland can help. Insurance companies are in business to make money, so they may not cover everything that you expect them to. However, if you follow the proper steps, you can get the settlement that you need.
- Check Your Policy
The first step is to check your insurance policy to see what is covered. Most policies will cover damage from fires, storms, and other natural disasters. However, there may be some exclusions or limits on the amount of coverage you have. If you have any questions about what is covered, you should contact your insurance agent or company representative.
- Gather Documentation
Once you have determined that your damage is covered by your policy, you will need to gather documentation. This may include pictures of the damage, repair estimates, and receipts for any temporary repairs that you have made. The more documentation that you have, the easier it will be to file your claim.
- Contact Your Insurance Company
The next step is to contact your insurance company and inform them of the damage. They will likely ask you for the same documentation that you have gathered. Once they have all of the information they need, they will begin processing your claim.
- Be Patient
It can take some time for an insurance company to process a claim. They may need to send an adjuster out to inspect the damage and determine the cost of repairs. Once they have done this, they will issue a check for the amount of coverage that you are entitled to.
- Follow Up
If you do not receive a check within a reasonable amount of time, follow up with your insurance company. They may be able to give you an update on the status of your claim. In some cases, they may even issue an advance payment so that you can begin making repairs immediately.
Filing an insurance claim after a hurricane can be a stressful process. However, if you follow these steps, you can get the claim payout that you need to repair your home. A public adjuster will fight for you and work to get you the compensation you deserve after a hurricane. By taking these steps, you can get the help you need to repair your home after disaster strikes.