Recent Results:
State: Florida Public Insurance Adjuster
County: Broward County Public Insurance Adjuster
City: Fort Lauderdale: Lauderdale Lakes Public Insurance Adjuster
Lauderdale Lakes FL 33311 – Neighborhood: NW 23rd St/ NW 32nd Ter
Claim Type: Broken Shower Diverter – Water Damage
Insurance Company Original Offer: $2,900
Alpha Public Insurance Adjusters Settlement: $14,000
Percentage Increase: +380%
State: Florida Public Insurance Adjuster
County: Broward County Public Insurance Adjuster
City: Fort Lauderdale: Lauderdale Lakes Public Insurance Adjuster
Lauderdale Lakes FL 33309 – Neighborhood: NW 35th Ave/NW 35th St
Claim Type: Water/Wind – Roof Leak
Insurance Company Original Offer: $5,000
Alpha Public Insurance Adjusters Settlement: $32,000 ( New Roof)
Percentage Increase: +540%
State: Florida Public Insurance Adjuster
County: Broward County Public Insurance Adjuster</span
City: Fort Lauderdale: Lauderdale Lakes Public Insurance Adjuster
Lauderdale Lakes FL 33319 – Neighborhood: NW 32nd St/NW 43rd Ter
Claim Type: Water/Wind – Roof Leak
Insurance Company Original Offer: $2,500
Alpha Public Insurance Adjusters Settlement: $29,000 ( New Roof)
Percentage Increase: +1060%
State: Florida Public Insurance Adjuster
County: Broward County Public Insurance Adjuster
City: Fort Lauderdale: Lauderdale Lakes Public Insurance Adjuster
Lauderdale Lakes FL 33309 – Neighborhood: NW 36th Ter /NW 33rd St
Claim Type: Broken Shower Pan – Water Damage
Insurance Company Original Offer: Under Deductible
Alpha Public Insurance Adjusters Settlement: $13,000
Percentage Increase: +13,000%
State: Florida Public Insurance Adjuster
County: Broward County Public Insurance Adjuster
City: Fort Lauderdale: Lauderdale Lakes Public Insurance Adjuster
Lauderdale Lakes FL 33311 – Neighborhood: NW 21st St /NW 33rd Ave
Claim Type: Leaking Kitchen Faucet – Water Damage
Insurance Company Original Offer: $3,200
Alpha Public Insurance Adjusters Settlement: $25,000
Percentage Increase: +680%
Important Facts to Know About Public Adjusters
It takes a lot of effort to file a claim. A lot more than calling your insurance company and waiting for an insurance adjuster to assess the damages. There are many steps involved, including one step you may not have seen coming: negotiating a higher settlement. If you and the insurance company can’t come to an agreement, you may benefit from hiring a public adjuster. What are public adjusters? We’ll get into that, and their many benefits when filing a home or business claim.
What is a Public Adjuster (PA)?
This is a third-party, licensed professional who is independent of the insurance company. They can work on their own, or for a reputable company, such as Alpha Public Insurance Adjusters. They have the same credentials and expertise as an insurance adjuster, who are provided by the insurance company. In fact, some may have worked as insurance adjusters before switching to becoming a PA. They will assess the damaged property, and determine what type of repairs are necessary, the value for those repairs, and that of the lost/damaged items.
However, the PA works for you, whereas the insurance adjuster works for the insurance company. This may not seem like a significant difference but understand this: insurers’ have one financial bottom line, which is to make money. As a result, claim payouts are usually lower than they should be, forcing policyholders to negotiate for the money they were owed. Policyholders who hire a public adjuster when filing a claim on average receive a higher settlement.
What Can a Public Adjuster do for You?
People hire public adjusters for many reasons. They can be hired at the beginning, middle, and even when the insurer denies a claim. It is advised to hire a public adjuster before you reach that stage because once a claim is denied, it is extremely difficult to appeal. When you hire a PA, some of the benefits will include:
- Providing valuable advice.
- Working with the insurance adjuster on your behalf, so you can focus on other more important aspects of the claims process, such as determining lost and damaged property.
- Assessing damages to help you create an itemized claims package to submit to the insurance company.
- Communicating with all parties, including contractors and the insurance company.
- Making the claim process move swifter and smoother.
Not every public adjuster is the same. As with any industry, you’ll come across your share of bad apples. It’s important to do your due diligence. Research and interview the professional before you hire them. If you live in Lauderdale Lakes and the surrounding area, simply contact Alpha Public Insurance Adjusters. We work aggressively for our clients and have a track record to prove it.
What are the Pros and Cons of Hiring a Public Adjuster?
You will find that most people believe PAs are extremely useful, especially when dealing with large claims. You may even find that the pros far exceed the cons. However, some people believe the following are cons of hiring a public adjuster.
- You need to pay them. They work on a contingency plan, so you don’t need to pay them out of pocket, but they will receive a portion of your settlement. It’s important to note that they are also more likely to maximize your settlement and essentially pay for themselves.
- Because they work on a contingency, some will only take on large claims. As a result, it may be hard-pressed to find a company that will handle your smaller claim, but you won’t find this across the board.
- In general, PAs make the claims process go by faster, but there is the possibility that having them on board will slow the process down. For example, contractors may be difficult, and the PA will need to step in and ameliorate the situation. Insurance companies may not want to reach the maximum settlement, so there will be a lot of back and forth during the negotiation process. In retrospect, although the process is slower, it guarantees efficiency.
You don’t need to file a claim in Lauderdale Lakes Florida on your own. Let us help. Call (888) 442-5742 today.
