Recent Results:
State: Florida Public Insurance Adjuster
County: Collier County Public Insurance Adjuster
City: Lely / Lely Resort Public Insurance Adjuster
Lely FL 34113 – Neighborhood: Royal Palm
Claim Type: Toilet Overflow – Water Damage
Insurance Company Original Offer: $12,000
Alpha Public Insurance Adjusters Settlement: $61,000
Percentage Increase: +400%
State: Florida Public Insurance Adjuster
County: Collier County Public Insurance Adjuster
City: Lely / Lely Resort Public Insurance Adjuster
Lely FL 34113 – Neighborhood: Warwick Hills / Doral Circle
Claim Type: Reverse Osmosis system leak – Water Damage
Insurance Company Original Offer: $5,600
Alpha Public Insurance Adjusters Settlement: $40,000
Percentage Increase: +600%
Questions to Ask An Insurance Claims Adjuster
When we pay high premiums for insurance, whether homeowners or business, we expect the insurance company to come through during difficult times. When you make a report, the insurer will send out an insurance claims adjuster to make an assessment and offer an amount to cover the damages. It would be nice to trust the value that the insurance adjuster attributed to the lost property, but that isn’t always the case. In fact, the insurer’s first settlement will always be the lowest value they can attribute to the damages. As a result, it helps to work with a public adjuster for expert guidance and a second opinion.
If you don’t work with a public adjuster right away, here are a few important questions to ask the insurance adjuster and a few statements you should avoid making.
Will My Medical Bills and Lost Wages be Covered?
If you were injured and needed to go to the hospital or couldn’t work for a period, it’s important to know your insurer will cover medical expenses and lost wages. If they don’t, it may be time to shop around for a new company.
Can I Hire a Lawyer or Public Adjuster?
This is an important question to ask because of how they respond. For example, if they try to convince you not to hire an outside party, they are not looking out for you, but for their own interests. Adjusters understand insurance companies can negotiate (and win) much easier with an experienced policyholder than an attorney or public adjuster. They will be very persuasive in their arguments against third-party help. They will tell you that you’ll only end up wasting money or losing 1/3 of your settlement. One of the main reasons we recommend hiring a public adjuster is for this important reason: an increased chance of maximizing your settlement.
What Not to Say to An Adjuster
Keeping in mind that an insurance claims adjuster is not on your side, here is what you should avoid saying when dealing with them:
- Apologies or admission of fault in any form.
- If you suffered from an injury, never say you feel okay when asked how you are feeling. In fact, don’t mention your health at all until you receive a professional diagnosis.
Contact Alpha Public Insurance Adjusters
Our team has dealt with many insurance companies over the years, and we are experienced in all claim types, both commercial and residential. When you need expert assistance in Lely, FL, or the surrounding areas, don’t hesitate to contact or call us at (888) 442-5742 for a free consultation.
