Recent Results:
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Hobe Sound Public Adjuster
Hobe Sound FL 33455 – Neighborhood: Gomez Ave
Claim Type: Accidental Damage / Kitchen Sink Overflow
Insurance Company Original Offer: $3,900
Alpha Public Insurance Adjusters Settlement: $60,000
Percentage Increase: +1400%
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Jupiter Island Public Adjuster
Jupiter Island , FL 33455 – Neighborhood: S Beach Road
Claim Type: (HVH) High Value Home – Wind +Water Damage
Insurance Company Original Offer: $114,000
Alpha Public Insurance Adjusters settlement: $500,000
Percentage Increase: +330%
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Stuart Public Adjuster
Stuart, FL 34994 – Neighborhood: DownTown Stuart / Osceola Street
Claim Type: Commercial Building – Wind/Hail
Insurance Company Original Offer: $Under Deductible
Alpha Public Insurance Adjusters settlement: $80,000 ( New Roof)
Percentage Increase: +80,000%
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Palm City Public Adjuster
Palm City, FL 34990 – Neighborhood: Pipers Landing Golf Club
Claim Type: Wind/Hail Damage
Insurance Company Original Offer: $5,600 ( Roof Repair)
Alpha Public Insurance Adjusters settlement: $62,500 ( New Roof )
Percentage Increase: +1,000%
State: Florida Public Insurance Adjuster
County: Martin County County Public Insurance Adjuster
City: Jensen Beach Public Adjuster
Jensen Beach, FL 34957 – Neighborhood: Langford Lane / St Lucie River
Claim Type: Reverse Osmosis system Leak – Water Damage
Insurance Company Original Offer: $18,500
Alpha Public Insurance Adjusters settlement: $92,000
Percentage Increase: +375%
5 Tips to Prepare for Hurricane Season
Hurricane season is here – yet again. It feels like just yesterday Florida was boarding up their windows for Hurricane Michael, the most recent category 5 hurricane to hit our state. Even though hurricane season began in June, it isn’t too late to take the right precautions to mitigate damage. It’s safer and less stressful to prepare sooner rather than later. In this article, we’ll share all you need to know, so you don’t have to file any residential insurance claims this year in Martin County, FL.
However, if you do experience damage to your property and have filed an insurance claim, reach out to the experienced public adjusters at Alpha Public Insurance Adjusters. We’ll make sure the insurance company doesn’t give you the runaround and you secure the maximum settlement.
Get Flood Insurance
Before doing anything, the first thing you must do is read your insurance policy to see if it covers flood damage. Most standard residential policies don’t, so if you find that yours falls into this category, consider getting a separate policy for flood damage. It’s important to act quickly because flood policies have a 30-day wait time before policyholders are approved.
Prepare Your Home
Is your home “hurricane ready?” If not, it’s never too late to get it up to standard. In preparing your home, every action should mitigate water and wind damage, which can wreak havoc on a property. Some of the most important ways to prepare your home include:
- Install impact windows, which will prevent heavy rain and flying objects from shattering the glass. Alternatively, you can apply storm shutters, using plywood.
- Perform regular landscaping and yard maintenance. When you hire a professional to do this, they already know what to look out for to prevent damage to your property, such as removing large limbs hanging over your roof.
- Clean both yards of patio furniture, potted plants, water fountains, and all objects that can cause damage to your property from heavy winds.
- Move your car to higher ground, if possible, or park all calls in your garage. If you don’t have a garage, make sure they are not parked under powerlines or trees.
Test Your Generator
Always test the generator before you plan to use it. Additionally, make sure you have sufficient fuel in case of a power outage.
Make Sure You Have Necessary Supplies
If you plan to stay home and ride out the storm, you will need the right supplies on hand. This includes:
- Emergency supplies (flashlights, extra batteries, toiletries, etc.).
- At least one week’s supply of non-perishable food and water.
- At least one month’s supply of first-aid items (several types of bandages, adhesive tape, sterile gauze dressings, etc.).
- Cash in case you can’t access your ATM.
Find a “Safety Room”
When you install impact windows and doors, your home can turn into a safe room. However, if you are unable to afford these supplies, find an enclosed area within your home. If possible, find a room that has no windows where you and your family can ride out the bulk of the storm safely and securely.
Contact Your Insurance Company
Even with all the hurricane preparedness in the world, accidents still occur. The good news is you pay for homeowner’s insurance and can rely on it to pay for most of the damages. After discovering damaged or lost property, contact your insurer to file a report. We then recommend that you safely survey your home and take inventory of all the items and property that were damaged and lost in the storm. Do this twice. The second time you survey the property, make sure to take pictures of the damage.
Contact Alpha Public Insurance Adjusters
You may wonder why contact our team when your insurer will send out their own adjuster to survey the damage. That’s just it: they will send out their adjuster, who has the interest of the insurance company in mind. This can result in items being excluded from the list or an insurance adjuster who doesn’t thoroughly survey and document damages. A public adjuster can help maximize your settlement after you’ve filed residential insurance claims in Martin County, FL. Call today at (888) 442-5742.
