Recent Results:

State: Florida Public Insurance Adjuster
County: Polk County Public Insurance Adjuster
Mulberry, FL 33860 – Neighborhood – Cedar Run
Claim Type: Water Roof Leak
Insurance Company Original Offer: $2,200
Alpha Public Insurance Adjusters settlement: $29,000
Percentage Increase: +1,200%

State: Florida Public Insurance Adjuster
County: Polk County Public Insurance Adjuster
Mulberry, FL 33860 – Neighborhood – Castle Key
Claim Type: Water – Slab Leak
Insurance Company Original Offer: $ 21,700
Alpha Public Insurance Adjusters settlement: $60,000
Percentage Increase: +175%

State: Florida Public Insurance Adjuster
County: Polk County Public Insurance Adjuster
Mulberry, FL 33860 – Neighborhood – Riverhills
Claim Type: Water Failed toilet wax ring
Insurance Company Original Offer: Under Deductible
Alpha Public Insurance Adjusters settlement: $18,000

Hurricane Claim: First Steps

The first thing a policyholder must do after reading their policy is to contact their insurance provider. You may want to begin the restoration process, but this is not advised until the insurance adjuster has gauged the damage. Only do the repairs that your insurance provider instructs you to do. This generally involves preventing damage before it further destroys your property. Before doing this make sure to take pictures of all the damage that occurred to include in your hurricane claim.

Most insurance policies have a 72-hour waiting period before they go into effect. Contact your agent as soon as possible to report your claim. An adjuster will be assigned to investigate and determine the extent of the damages covered by your policy. This adjuster is working for the insurance company, and can sometimes try to make it so your settlement is for as little money as possible. That’s where a good public adjuster comes in. A public adjuster will work for you against the insurance company to ensure you get the proper compensation for the damages to your home.

Your public adjuster will first visit your home or business to inspect the damages. They will take photographs and ask you questions about what happened and when. It is important to be honest and forthcoming with information to ensure an accurate assessment. Once the adjuster has all the facts, they will determine if your claim is covered and how much you will receive for repairs.

If you have comprehensive coverage, your insurer will also reimburse you for any temporary living expenses incurred while your home or business is being repaired. These expenses could include hotel bills, restaurant meals, and even storage fees if you need to remove damaged belongings from your property.

Dealing with hurricane damage can be stressful, but if you follow these steps and cooperate with your insurance company, the claims process will go much smoother. Having a public adjuster on your side can also help ease the stress of your claims process. Remember, only do the repairs that your insurance company approves and never sign anything without reading and understanding it first. Taking these proper steps will help ensure your claim is paid out fully for your damages so you can restore your home as quickly as possible.