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How to Prepare Your Business for the 2022 Hurricane Season
Hurricane season is already upon us, but it’s not too late to prepare your business for the worst. Hurricane preparedness can provide the assurance that your property and items will stay safe, even during a category 5 hurricane. So, what does that look like? Here, we share tips on how to protect your business until November 30th when the hurricane season ends. However, if the unexpected does occur, contact our South Florida Public Adjusters to help you get the maximum settlement when filing an insurance claim. We fight for the residents of Orange Tree, FL, and the surrounding area.
Be in the Know
How bad will it get this hurricane season? As you may know, some seasons are more disastrous than others. You don’t need to be a meteorologist to know whether hurricanes this year will take a heavy toll on South Florida. Just stay tuned to the forecast to learn the severity of every storm and where they’re expected to hit. If a storm is headed your way, it’s important to note that complete hurricane preparedness is critical, even if your local weather report expects tropical storms vs. hurricanes.
Come up with a Plan
Small businesses get hit the hardest after a hurricane, as many are forced to close after a natural disaster. Don’t let this happen to you by creating a business continuity plan. Ask yourself, if severe damage occurs, can you move to a temporary location or have your company and workers go remote as you wait for repairs to finish? Do you have supplies in case of power outages, such as a reliable generator? How will your customers communicate with you after your business sustains damage?
Come up with different scenarios and plan for all eventualities. If you can’t do this on your own, check for local government plans, which will provide information on what to do in your area.
Finally, make sure your team is aware of the plan. Review all hurricane emergency guidelines with your workers and develop specific plans for each department.
Create a Supply List
Whether or not you’re in a hurricane zone, you need to create a supply list to ensure you have the necessities to keep your business afloat. If you sell goods, collaborate with your vendors to keep important supplies and materials in stock. Don’t wait until the last minute when all the resources are depleted.
Don’t Lose Valuable Information
You know the saying: hope for the best but prepare for the worst. This is an adage you should apply when preparing your business for hurricane season. This is especially true if you have important documents you can’t afford to lose, such as customer information. Work with the IT department to back up all documents and purchase an Uninterruptible Power Supply if outages occur.
Prepare the Building
As with your home, you must reinforce your commercial building to mitigate damage. Do this by:
- Removing damaging property away from the windows
- Working with a contractor to assess the structural integrity of your roof
- Working with a contractor to assess the strength of your building, such as the walls, doors, windows, etc.
- Checking drains and gutters
- Making all necessary repairs when instructed by a professional
Keep Your Clients Informed
If anything should happen, your clientele should be in the loop of unexpected hazards. This is a troubling time for everyone, including your clients. Make sure you inform them about your hurricane preparedness. Tell them about the preparations that are being made to mitigate damage and disruptions. Let them know that any personal data stored with you will remain secure and protected as you work diligently with the IT department. In such situations, customers tend to be over-panicked, especially if you’re in an industry that handles personal information. You can get ahead of the curve by notifying your clients of your preparedness long before a hurricane hits.
Contact Alpha Public Insurance Adjusters
We hope this will help you stay prepared for the 2022 hurricane season in Orange Tree. However, if you experience damage and must file a claim, whether big or small, contact our South Florida Public Adjusters. We’ll work with you and the insurance company to maximize your settlement, so your business doesn’t suffer irreparable setbacks. Call (888) 442-5742 for a free consultation.
