Rio Reviews

Claim Denied? Here’s How A Public Adjuster Can Help You Appeal The Decision

One of the most frustrating things is when your insurance claim is denied. You feel that there are no options and you are uncertain about what to do. You do have the right to appeal the decision and hiring a public adjuster is one way to go. We are insurance professionals that can help you with your claim. Here is how a public adjuster in Rio can help and why you should consider hiring one. 

Reviewing the Denial Letter

A public adjuster is an independent insurance professional that works for you the policyholder. Our job is to look out for your best interests by helping you with your insurance claims.

One of the big misconceptions is that a denied claim is final.  Nothing is further from the truth and you do have the option of appealing the denial. Many times denials could be for a valid reason such as if there was a mistake. 

A public adjuster looks at your denial letter and the policy. We are searching for the logical reason why the claim was denied and if there was anything in the policy that was overlooked. Our knowledge and experience go a long way in helping you to successfully appeal the decision. 

Gathering Evidence

After reviewing the denial letter, we will gather evidence, and help you prepare for your appeal. We will look at your estimates and invoices to support the claim. Our team gives you advice on how to present your case in a way that is most persuasive and compelling. This increases the chances that your appeal will be successful and you will get the claim successfully resolved in your favor. 

Acting as Your Representative

A public adjuster acts as your representative during the appeals process and works on your behalf. We communicate with the underwriters, adjusters, and personnel at the insurance to collect additional information and address any issues. 

The appeals process becomes drawn out and lengthy. A new period of discovery begins when this happens. We can submit additional information and evidence to the insurance company on your behalf. All sides have a set date when everything must be submitted. This delays getting your final settlement from the insurance company. 

A public adjuster knows how this process works. We realize the importance of deadlines and submit everything on time to ensure your appeal gets the proper attention it deserves. This increases the chances that we can be successful with your appeal and get your claim honored by the insurance company. 

Alpha Public Insurance Adjusters Can Help

These are some of the ways a public adjuster in Rio can help you. Contact Alpha Public Insurance Adjusters today and let our team of skilled professionals help you. We have experience in handling many different claims including fire damage and natural disasters. Our team is focused, detailed, and results-driven to create the best outcomes for you. 

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