Recent Results:

State: Florida Public Insurance Adjuster
County: Charlotte County Public Insurance Adjuster
City: Rotonda West Public Insurance Adjuster
Rotonda West, FL 33946  – Neighborhood: Pine Valley
Claim Type: Roof Leak -Water Damage
Insurance Company Original Offer: $14,000
Alpha Public Insurance Adjusters Settlement: $92,500
Percentage Increase: +560%

State: Florida Public Insurance Adjuster
County: Charlotte County Public Insurance Adjuster
City: Rotonda West Public Insurance Adjuster
Rotonda West, FL 33946  – Neighborhood: Oakland Hills
Claim Type: Drain Backup – Water Damage – Cast Iron Lines
Insurance Company Original Offer: Denial
Alpha Public Insurance Adjusters Settlement: $168,000
Percentage Increase: +168,000%

State: Florida Public Insurance Adjuster
County: Charlotte County Public Insurance Adjuster
City: Rotonda West Public Insurance Adjuster
Rotonda West, FL 33946  – Neighborhood: Rotonda Heights
Claim Type: Broken Drain arm in kitchen – Water Damage
Insurance Company Original Offer: $2,750
Alpha Public Insurance Adjusters Settlement: $61,000 (Kitchen)
Percentage Increase: +2200%

The Top 3 Mistakes People Make When Filing Residential Claims

Filing a claim after your home has been damaged can be a complicated process. It’s important to be as organized as possible when filing your claim, as mistakes can delay the claims process or even lead to your claim being denied altogether. In this article, we’ll discuss three of the most common mistakes people make when filing residential property insurance claims in Rotonda West.

Mistake #1: Not Gathering Enough Documentation

One of the most common mistakes people make when filing a property insurance claim is not gathering enough documentation. It’s important to have a clear and concise record of the damages sustained to your home, as well as any receipts for repairs or replacement costs. Your insurance company will use this documentation to determine the amount of compensation you are owed.

If you’re not sure what kind of documentation you need, it’s best to err on the side of caution and gather as much as possible. In addition to photos and receipts, you should also keep a detailed list of all the items that were damaged or destroyed in the disaster. This will help ensure that you are compensated for all of your losses.

Mistake #2: Not Keeping Track of Your Expenses

Another mistake people often make when filing an insurance claim is not keeping track of their expenses. This includes both the cost of repairs and replacement items, as well as any temporary living expenses you incur while your home is being repaired.

Your insurance company will typically reimburse you for reasonable repair and replacement costs, up to your policy limit. They may also reimburse you for certain living expenses, such as hotel bills and restaurant meals, if your home is uninhabitable due to the damage sustained. Be sure to save all receipts and records of your expenses so that you can be reimbursed accordingly.

Mistake #3: Not Speaking with a public adjuster

Many people try to handle their insurance claims on their own without seeking professional help. However, this can be a costly mistake, as insurance companies are notoriously difficult to deal with. An experienced public adjuster can help you navigate the claims process and ensure that you are fairly compensated for your damages.

Filing an insurance claim after your home has been damaged can seem daunting. However, by being prepared and organized, you can avoid some of the most common mistakes people make when filing a claim. If you have any questions about the claims process or need assistance filing a claim, be sure to speak with an experienced public adjuster who can help ensure that your rights are protected every step of the way.