Do you own or manage a business that has been damaged by water or frozen pipes? If so, you may be able to file commercial claims and have the damage repaired quickly with little trouble on your part.
But in order to do this, you need to know the type of damage and the process you will need to go through in order to get the repairs finished quickly. In this article, we’ll take a look at how these claims work in Boca Raton and how you can use them to benefit your business when it suffers from water or frozen pipe damage.
Call Your Insurance Company Right Away
When water damage occurs, it’s crucial to act quickly to get your business back on track. Unfortunately, it can be difficult to determine whether your losses are covered by insurance right away. If you do nothing but sit and wait, you could miss out on the critical time needed to file an insurance claim with your carrier. Ensure you contact the commercial claims adjuster or a Boca Raton public adjuster as soon as possible.
Document All Losses With Photos, Videos, and Written Notes
Recording all of your damages can help protect you in any disputes with your insurance company. More importantly, documenting everything will make it easier to remember details for when you’re filling out forms later on. Take plenty of photos and notes as soon as possible after any damage has been incurred. They will be valuable tools when dealing with a commercial claims adjuster or a public adjust when filing an official claim in the future.
Start Saving Receipts for Replacements
If your business is facing some form of water or frozen damage, start saving receipts for replacement materials immediately. It’s very easy to focus on getting things up and running again and forget about filing a claim later on. Before you know it, you could be staring at thousands of dollars in losses that aren’t covered by insurance. And those receipts for new items you purchased will be all but useless if you wait too long to file a claim.
Stop Using the Damaged Property Until It Can Be Fixed
If your property has been damaged by water or frozen conditions, stop using it and avoid taking any risks if you can. If you have an office, don’t enter it if there’s standing water. If you own a store, don’t let customers use portions of it that aren’t safe to access. The longer you wait to put these precautions in place, the more damage may occur, and further complications may arise later on in restoration efforts.
Trust Your Instincts
Many businesses that are suffering from water or frozen damage may feel paralyzed by shock and uncertainty about what to do next. While your instinct may be to get in touch with an insurance agent, it’s important not to jump into any rash decisions before learning more about how your business can recover and move forward after water damage has occurred.
There’s always a chance that your business could suffer from water or frozen damage. But you can ease the burden of such an incident by using the above tips to help you file commercial claims after an incident occurs in your business. Contact Alpha Public Adjusters if you need help filing a commercial claim.