Why You Should Contact A Public Adjuster To Overturn A Denied Claim

By Residential Claims

If your home has been subject to damage from water, hurricane, fire, or a faulty plumbing system, and your residential claims in Boynton Beach was denied, what should you do? Sadly, many homeowners don’t know what their options are. There are many reasons why your insurance claim may have been denied, which we’ll soon explore. However, the first thing to do is overturn your denial, which you should not do on your own. Instead, contact our team and hire an experienced public adjuster.

Insurance laws in Florida are complex and it is usually difficult to reverse a denied claim. The team at Alpha Public Insurance Adjusters is familiar with all types of Florida insurance policies, coverage, and statutes that may overrule the insurance policy. We use our knowledge to negotiate with insurance companies and secure a maximum settlement on your behalf. Let us help you get the money you deserve.

Why Was My Claim Denied?

There are many reasons why your claim may have been denied. A few of the most common reasons are:

  • You filed your claim late
  • You have not been consistent with your insurance premium payments
  • The information you provided on your application was false
  • You did not provide sufficient information regarding the damages to your property
  • The damages were not included in your insurance policy
  • You experienced damages in the past and did not take measures to prevent further damage
  • Your insurer is trying to minimize payout

What Should Do You After A Claim Denial?

You’re in a difficult and frustrating situation but it’s important to remain calm and search under “public adjuster near me.” If you are in Boynton Beach, FL, just call Alpha Public Adjusters. Our team will review your policy – this is the first step homeowners should take before filing a claim, but it’s often neglected. In fact, we recommend that you review your policy before contacting a public adjuster. If there is anything you don’t understand, we will help explain it to you. The same goes for your denial notice. Review it to see if you filed something incorrectly or included items that were not covered in your policy.

If you have a case, we will file an appeal on your behalf. It’s important to be patient, as this can be a lengthy process.

How Can A Public Adjuster Help?

When you hire a PA, their priority is to take the burden of appealing a denied claim off your shoulders and get you all the money you deserve. Whatever the cause of your claim denial, when you contact Alpha Public Adjusters, we will determine if your claim denial is valid. We will determine the exact cause of your claim denial and offer guidance on what to do next. We can even look for hidden damages to maximize your settlement.

Essentially, they will work with you to:

  • Review all notifications regarding the claim – this is a tedious process and a lot can slip through the cracks
  • Submit the claim within the specified timeframe with all the necessary documentation
  • Maintain all records regarding the disputed claim
  • Appeal again if the resubmitted claim was denied

As you can see, a public adjuster is a valuable resource for several reasons. They have the knowledge to understand complex insurance policies, they have experience dealing with claim denials and insurance companies, they know the tactics insurers use to make a profit and can circumvent them, and they know how best to negotiate to increase your settlement.

Contact Alpha Public Adjusters

In the state of Florida, you have up to five years to reopen a claim, but we don’t recommend that you delay in contacting a professional. We understand that reopening a denied claim is a difficult process, but we’ll do our best to simplify it. When representing an individual, family, business, or association we take the time during our initial consult to sit down and understand your claim, denial, and your needs throughout the process. We’re available whenever you need us, 24/7.

For residential claims in Boynton Beach, contact Alpha Public Adjusters. Call (888) 442-5742 for a free consultation.