3 Florida Public Adjusters Myths Debunked

By Public Adjuster

In the state of Florida, having a public adjusters number handy can reduce a lot of stress. Property damage happens in every state; however, living in Florida makes residents more prone to it. The gorgeous weather and warm climate are a dream, but nothing is perfect. With this beautiful weather comes the harsh rains, humid environment, and hurricane season. All of which can result in property damage raging from flooding and mold to hurricane damages. 

 

However, property damage isn’t a routine thing, which is good news because it can be pretty stressful and overwhelming. But, when it does happen, you can avoid all of the stress with Florida public adjusters. No matter what you have heard about public adjusters in Florida, the Alpha Public Insurance Adjuster team is here to debunk some common myths.

 

Public Adjusters Are Sketchy

The misconception that public adjusters are sketchy baffles us. But, we can understand why some people jump to this conclusion. When you decide to use a public adjuster, instead of completing the insurance claim by yourself, you are likely to receive a higher settlement. Some people assume that when they get the higher settlement, fraudulent activity has to be at play. 

 

However, this is not the case whatsoever. The higher settlement comes from the public adjuster’s experience and ability to communicate effectively with the insurance company. The fact here is that most homeowners receive far less than they should have received from the insurance company. Whether from an incorrect claim, lack of evidence, or lack of experience, it happens all of the time. All our team does is ensure you get the amount you deserve and with no fraud involved.

 

Using a Public Adjuster Will Raise Your Premium

The idea that utilizing a public adjuster’s services will raise your premiums is inaccurate. Your insurance company is not allowed to increase the cost of your homeowner’s insurance because of a Florida public adjuster’s involvement on your behalf. 

 

It’s entirely fair for you to seek help with your insurance claim. While your homeowner’s insurance company may not like that you are receiving assistance, it’s not something they can punish you for. An error-free claim, insurance experience, and the ability to negotiate make public adjusters triple threats for the insurance company who plans to operate in their own best interest and not yours. They know that it will result in more money for you.

 

Public Adjusters Do Not Benefit You

Some people don’t know much about public adjusters and assume it’s a useless service. However, public adjusters in Florida are beneficial for everyone with property damage. Whether you are an expert with insurance claims or have never had to complete one before, our services are useful. Some of the ways we can help are by reading your insurance policy for you, helping with the insurance claim, negotiating on your behalf, and reaching a high settlement with the insurance company. 

 

We can also assist people with denied claims and the appeals process. Getting a denial from your insurance company isn’t the final word. Our team can turn that verdict around into money in your pocket. Also, all of these services extend to both residential property damages and commercial property damages. 

 

Here at Alpha Public Insurance Adjusters (https://www.alphapia.com), we do it all. 

 

Contact Us for a Free Consultation!

Are you facing property damages and are unsure where to turn? 

 

Whether you have residential or commercial property damages, the Florida public adjusters here at Alpha Public Insurance Adjusters are here to help. 

 

Our team is highly experienced and skilled with all things insurance. Whatever it is you need assistance with, we can offer just that. Some of our areas of expertise are policy reading, filling out the insurance claim, negotiating, appeals, and more! To get started on your free claims consultation, reach out to us today at (866) 782-1045. Our team is looking forward to assisting you with your property damage!